Miller Commercial Brokers

Commercial and Residential Property Insurance

Your own home or your buy-to-let properties are a big investment for you. It makes sense to protect them with good quality property insurance cover.

The Miller Commercial Brokers Promise

We make sure we find the right policy at the right price to make sure your business, property and personal liability are fully covered and will help and support you in the event of a claim.

Miller Commercial Insurance Brokers are a local, independent insurance broker that guarantee the personal approach. We maintain a manageable portfolio of clients in Staffordshire and Derbyshire, meaning you always get a value-for-money service and our full attention.

Call 01538 702161

or

Leave a message

Commercial and Residential Property Insurance

Your own home or your buy-to-let properties are a big investment for you. It makes sense to protect them with good quality property insurance cover. It’s fairly standard for mortgage providers to insist on certain types of insurance policies as a condition of their loan. There are a lot of property packages out there for property owners and investors to choose from.

Our role as your insurance broker is to help you find cover which meets your needs and offers very good value for money. We’ve listed some key covers which are commonly included in property insurance policies over on the right of this page. However, we wouldn’t want you to think these were the only covers we could provide for you. There are others which might particularly appeal to people who run very large buy-to-let portfolios and may employ people to manage them.

We work by getting to know our clients and their needs thoroughly. If you request one of our quotes we will take the time to speak to you properly and ask the right questions to determine what you need. If appropriate we will visit you to look over your properties in person. Questions we might ask include:

  • How many properties do you have?
  • What kind of conditions are imposed by your mortgage provider?
  • Are your rental properties furnished or part furnished?
  • Are any of your properties listed buildings?
  • What type of construction do the properties have?

All these things are important when considering the cover that you will need and the premiums you will pay to secure it. Once we’re sure that we’ve understood your needs we’ll be in a position to give you your free quotation. After that, the choice is yours.

Buildings Day One or Index Linked

This covers the cost of damage to the structure of your property, including walls, ceilings, doors, windows and the roof. We also make sure your garages and fences are included too.

Landlords Contents

If you rent furnished or part-furnished property, we can help protect the items in the property which belong to you. This could include things like carpets, beds, TVs, cookers etc from damage and theft. The tenant’s own property would not be included.

Landlord Liability

This covers you for any personal injury claims from tenants arising from alleged hazards in the property. It can also include the legal costs of dealing with such claims which can mount up very quickly.

Loss of Rent

There may be times when you can’t rent your property out because it needs extensive repairs or building work. This insurance replaces your lost rent, which is important if you’ve taken a mortgage on the property and rely on rent to make repayments.

The Miller Commercial Brokers Promise

We make sure we find the right policy at the right price to make sure your business, property and personal liability are fully covered and will help and support you in the event of a claim.

Miller Commercial Insurance Brokers are a local, independent insurance broker that guarantee the personal approach. We maintain a manageable portfolio of clients in Staffordshire and Derbyshire, meaning you always get a value-for-money service and our full attention.

Call 01538 702161

or

Leave a message

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