The Miller Commercial Brokers Promise
We make sure we find the right policy at the right price to make sure your business, property and personal liability are fully covered and will help and support you in the event of a claim.
Miller Commercial Insurance Brokers are a local, independent insurance broker that guarantee the personal approach. We maintain a manageable portfolio of clients in Staffordshire and Derbyshire, meaning you always get a value-for-money service and our full attention.
If your office is the hub of your business, it may well be worth having a separate policy for these premises so that, if something does go wrong, you know that you’ll be able to get back up and running as soon as possible.
At Miller Commercial Brokers we understand that every business is different. Some offices house thousands of people who work to support the wider business, others may have only one or two employees. We see it as our job to make sure that you’re fully covered for everything that you need whilst not making you pay for things which you won’t need. We are confident that we can use our connections to source a flexible plan that’s right for you. On the right of this page we’ve listed some elements which are commonly included in an office insurance policy.
We work by getting to know our clients and their needs thoroughly. If you request one of our quotes we will take the time to speak to you properly and ask the right questions to determine what you need. If appropriate we will visit you to look over your premises in person. Questions we might ask include:
- How many employees do you have?
- What is the value of your computer network?
- What kind of backup facility do you have?
- Are all your archives on site?
- What type of building are you in?
All these things are important when considering the cover that you will need and the premiums you will pay to secure it. Once we’re sure that we’ve understood your needs we’ll be in a position to give you your free quotation. After that, the choice is yours.
Computers and Other Electronic Equipment
Cover the computers and electronic equipment housed in your premises against theft or damage. Include any laptops or mobile devices intended for use by your employees off site.
Fixtures & Fittings
Re-fits of premises to provide a good business environment can be expensive. With this cover you can be secure knowing that you can restore your fixtures and fittings in the event of damage.
If you store hard copies of your business records it is possible to cover them for the cost of reconstruction if they are damaged by fire or water whilst in storage.
You can include buildings insurance for your premises as part of this policy if you wish to. This can help simplify your insurance arrangements and may work out cheaper than having separate policies.