Motor Traders Combined Insurance

All motor-traders need insurance. However, the needs of each business will vary greatly so it’s important to find a product which is flexible. We have the industry contacts to find you the right cover for your business.

The Miller Commercial Brokers Promise

We make sure we find the right policy at the right price to make sure your business, property and personal liability are fully covered and will help and support you in the event of a claim.

Miller Commercial Insurance Brokers are a local, independent insurance broker that guarantee the personal approach. We maintain a manageable portfolio of clients in Staffordshire and Derbyshire, meaning you always get a value-for-money service and our full attention.

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Motor Traders Combined Insurance

All motor-traders need insurance. However, the needs of each business will vary greatly so it’s important to find a product which is flexible. We have the industry contacts to find you the right cover for your business. Our motor traders combined policies can be tailored to your needs at competitive premiums. Look to the right of the page to see the most popular covers our clients choose to include in their policies.

Our approach is to speak to you at length about the kind of work you do. We will get to know your business in some detail because it’s then that we can work out exactly what cover will benefit you. If you buy an off-the-peg motor traders insurance product you could find yourself with gaps in your cover because it isn’t designed for the way you work. This can mean that you’re paying a lot for things that you’ll never need and the things you do need have been excluded.

Some of the things we’ll ask you about include:

  • How many employees do you have?
  • What kind of premises do you have
  • What kind of security do you have?
  • How valuable is your equipment?
  • How many vehicles do you typically hold on your premises?
  • Do you deliver vehicles or transfer them between your own sites?

All these things are important when considering the cover that you will need and the premiums you will pay to secure it. Once we’re sure that we’ve understood your needs we’ll be in a position to give you your free quotation. After that, the choice is yours.

Roads Risk

This cover allows drivers to drive any vehicle under the care, custody or control of the garage. This means that cars are insured whilst they are being test driven, delivered and collected. This policy can be extended to include test drives by potential customers if needed.

Employers Liability

Cover your business against claims arising from an injured employee. This cover can include sub-contractors or temporary staff as well as your permanent employees

Fixtures & Fittings

Re-fits of premises to provide a good business environment can be expensive. With this cover you can be secure knowing that you can restore your fixtures and fittings in the event of damage.

Tools

Insure the tools of your trade against damage, loss or theft. You can choose whether to cover them on site, in vans for storage and / or transportation and on your own premises according to how you work.

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