Employers Liability Tracing Office (ELTO)

Whether you use Miller Commericial for your insurance needs or not, chances are your insurance broker has asked you for your ERN number when taking out employers liability insurance. We would like to explain why we require this information. What is the Purpose of...

Managing Risks for D&O

Every decision that directors and officers (D&O) of a company make has the potential to be scrutinised by clients, employees, shareholders and peers. These stakeholders may pursue legal action if they believe a decision adversely affects their best interests. And...

The Dangers of Underinsurance

Many businesses, regardless of industry, are risking their own survival by unwittingly remaining underinsured. The problem is widespread and perennial, and a cataclysmic event can strike at any moment, leaving businesses vulnerable to complete destruction. A 2012...

Rural Businesses:

Rural Businesses: How to Compete With Your Rivals in the City SMEs (small and medium-sized enterprises) are not the only businesses fighting for survival in the countryside—rural areas house businesses big and small. Although there are higher numbers of SMEs in rural...

Finding the right pub insurance

In this weeks blog post we are looking at pub insurance and purchasing the correct cover for your business. When running a pub, you face a variety of risks that can endanger the viability of your business. Due to the nature of your clients and manner of operating long...

Unoccupied Properties

Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own unoccupied property, it is advisable to purchase Unoccupied Property Insurance, also known...